$490,000 Mortgage Payment Calculator

Calculate a monthly payment for a $490,000 mortgage. What's the monthly payment of a $490k home loan?

What's the monthly payment of a $490,000 mortgage loan? What are the costs? This doesn't include any of the loan costs or fees as well as PMI, insurance, maintenance, etc.

Get multiple quotes and consider a refinance if your rates is much higher than current refinance rates. Look for special programs for first time home buyers, military, veterans, HARP, etc. Ask your lender for details.

Fill out your loan details, such as 30 years or interest only. Choose the downpayment. This can be entered as a dollar amount or selected as a percentage.

This can be used for any loan, such as a 490k car loan, RV, motorcycle, credit card debt, student loan, etc.
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Loan Payment Table for a $490,000 Mortgage
5 Year 10 Year 15 Year 20 Year 25 Year 30 Year
2% 8,588.60 4,508.66 3,153.19 2,478.83 2,076.89 1,811.14
2.05% 8,599.32 4,519.64 3,164.49 2,490.45 2,088.83 1,823.41
2.1% 8,610.06 4,530.64 3,175.81 2,502.10 2,100.82 1,835.74
2.15% 8,620.79 4,541.65 3,187.15 2,513.79 2,112.86 1,848.11
2.2% 8,631.54 4,552.68 3,198.52 2,525.51 2,124.93 1,860.53
2.25% 8,642.30 4,563.73 3,209.92 2,537.26 2,137.04 1,873.01
2.3% 8,653.06 4,574.80 3,221.34 2,549.05 2,149.19 1,885.53
2.35% 8,663.84 4,585.88 3,232.78 2,560.87 2,161.39 1,898.10
2.4% 8,674.62 4,596.98 3,244.25 2,572.72 2,173.63 1,910.71
2.45% 8,685.41 4,608.09 3,255.75 2,584.61 2,185.90 1,923.38
2.5% 8,696.21 4,619.23 3,267.27 2,596.52 2,198.22 1,936.09
2.55% 8,707.01 4,630.37 3,278.81 2,608.48 2,210.58 1,948.85
2.6% 8,717.83 4,641.54 3,290.38 2,620.46 2,222.98 1,961.66
2.65% 8,728.65 4,652.72 3,301.98 2,632.48 2,235.42 1,974.52
2.7% 8,739.49 4,663.92 3,313.60 2,644.53 2,247.90 1,987.43
2.75% 8,750.33 4,675.14 3,325.25 2,656.61 2,260.42 2,000.38
2.8% 8,761.18 4,686.37 3,336.92 2,668.73 2,272.99 2,013.38
2.85% 8,772.03 4,697.62 3,348.61 2,680.88 2,285.59 2,026.43
2.9% 8,782.90 4,708.89 3,360.33 2,693.06 2,298.23 2,039.53
2.95% 8,793.78 4,720.18 3,372.08 2,705.28 2,310.91 2,052.67
3% 8,804.66 4,731.48 3,383.85 2,717.53 2,323.64 2,065.86
3.05% 8,815.55 4,742.79 3,395.65 2,729.81 2,336.40 2,079.10
3.1% 8,826.45 4,754.13 3,407.47 2,742.12 2,349.20 2,092.38
3.15% 8,837.36 4,765.48 3,419.31 2,754.47 2,362.04 2,105.71
3.2% 8,848.28 4,776.85 3,431.18 2,766.85 2,374.93 2,119.09
3.25% 8,859.20 4,788.23 3,443.08 2,779.26 2,387.85 2,132.51
3.3% 8,870.14 4,799.63 3,455.00 2,791.70 2,400.81 2,145.98
3.35% 8,881.08 4,811.05 3,466.94 2,804.18 2,413.81 2,159.50
3.4% 8,892.03 4,822.49 3,478.91 2,816.69 2,426.85 2,173.06
3.45% 8,902.99 4,833.94 3,490.91 2,829.23 2,439.94 2,186.67
3.5% 8,913.96 4,845.41 3,502.92 2,841.80 2,453.06 2,200.32
3.55% 8,924.93 4,856.89 3,514.97 2,854.41 2,466.21 2,214.02
3.6% 8,935.92 4,868.39 3,527.04 2,867.05 2,479.41 2,227.76
3.65% 8,946.91 4,879.91 3,539.13 2,879.72 2,492.65 2,241.55
3.7% 8,957.91 4,891.45 3,551.25 2,892.42 2,505.93 2,255.39
3.75% 8,968.92 4,903.00 3,563.39 2,905.15 2,519.24 2,269.27
3.8% 8,979.94 4,914.57 3,575.56 2,917.92 2,532.60 2,283.19
3.85% 8,990.97 4,926.16 3,587.75 2,930.72 2,545.99 2,297.16
3.9% 9,002.00 4,937.76 3,599.96 2,943.55 2,559.42 2,311.17
3.95% 9,013.04 4,949.38 3,612.21 2,956.41 2,572.89 2,325.23
4% 9,024.10 4,961.01 3,624.47 2,969.30 2,586.40 2,339.33
4.05% 9,035.16 4,972.66 3,636.76 2,982.23 2,599.95 2,353.48
4.1% 9,046.23 4,984.33 3,649.07 2,995.19 2,613.53 2,367.67
4.15% 9,057.30 4,996.02 3,661.41 3,008.18 2,627.16 2,381.91
4.2% 9,068.39 5,007.72 3,673.78 3,021.20 2,640.82 2,396.18
4.25% 9,079.48 5,019.44 3,686.16 3,034.25 2,654.52 2,410.51
4.3% 9,090.58 5,031.17 3,698.58 3,047.33 2,668.25 2,424.87
4.35% 9,101.70 5,042.93 3,711.01 3,060.45 2,682.03 2,439.28
4.4% 9,112.82 5,054.70 3,723.47 3,073.59 2,695.84 2,453.73
4.45% 9,123.94 5,066.48 3,735.96 3,086.77 2,709.69 2,468.22
4.5% 9,135.08 5,078.28 3,748.47 3,099.98 2,723.58 2,482.76
4.55% 9,146.22 5,090.10 3,761.00 3,113.22 2,737.50 2,497.34
4.6% 9,157.38 5,101.94 3,773.56 3,126.49 2,751.47 2,511.96
4.65% 9,168.54 5,113.79 3,786.14 3,139.80 2,765.47 2,526.62
4.7% 9,179.71 5,125.65 3,798.75 3,153.13 2,779.50 2,541.33
4.75% 9,190.89 5,137.54 3,811.38 3,166.50 2,793.58 2,556.07
4.8% 9,202.07 5,149.44 3,824.03 3,179.89 2,807.69 2,570.86
4.85% 9,213.27 5,161.36 3,836.71 3,193.32 2,821.83 2,585.69
4.9% 9,224.47 5,173.29 3,849.41 3,206.78 2,836.02 2,600.56
4.95% 9,235.68 5,185.24 3,862.14 3,220.26 2,850.24 2,615.47
5% 9,246.90 5,197.21 3,874.89 3,233.78 2,864.49 2,630.43
5.05% 9,258.13 5,209.19 3,887.66 3,247.33 2,878.78 2,645.42
5.1% 9,269.37 5,221.19 3,900.46 3,260.91 2,893.11 2,660.45
5.15% 9,280.62 5,233.21 3,913.28 3,274.52 2,907.48 2,675.53
5.2% 9,291.87 5,245.24 3,926.13 3,288.16 2,921.88 2,690.64
5.25% 9,303.13 5,257.29 3,939.00 3,301.84 2,936.31 2,705.80
5.3% 9,314.40 5,269.36 3,951.89 3,315.54 2,950.79 2,720.99
5.35% 9,325.68 5,281.44 3,964.81 3,329.27 2,965.29 2,736.23
5.4% 9,336.97 5,293.54 3,977.75 3,343.03 2,979.84 2,751.50
5.45% 9,348.27 5,305.66 3,990.72 3,356.83 2,994.42 2,766.81
5.5% 9,359.57 5,317.79 4,003.71 3,370.65 3,009.03 2,782.17
5.55% 9,370.88 5,329.94 4,016.72 3,384.50 3,023.68 2,797.56
5.6% 9,382.20 5,342.10 4,029.76 3,398.38 3,038.36 2,812.99
5.65% 9,393.53 5,354.28 4,042.82 3,412.30 3,053.08 2,828.46
5.7% 9,404.87 5,366.48 4,055.90 3,426.24 3,067.83 2,843.96
5.75% 9,416.22 5,378.69 4,069.01 3,440.21 3,082.62 2,859.51
5.8% 9,427.57 5,390.92 4,082.14 3,454.21 3,097.44 2,875.09
5.85% 9,438.93 5,403.17 4,095.29 3,468.24 3,112.30 2,890.71
5.9% 9,450.31 5,415.43 4,108.47 3,482.30 3,127.19 2,906.37
5.95% 9,461.68 5,427.71 4,121.67 3,496.39 3,142.12 2,922.06
6% 9,473.07 5,440.00 4,134.90 3,510.51 3,157.08 2,937.80
6.05% 9,484.47 5,452.32 4,148.15 3,524.66 3,172.07 2,953.57
6.1% 9,495.87 5,464.64 4,161.42 3,538.84 3,187.10 2,969.37
6.15% 9,507.29 5,476.99 4,174.71 3,553.05 3,202.16 2,985.22
6.2% 9,518.71 5,489.35 4,188.03 3,567.28 3,217.25 3,001.10
6.25% 9,530.14 5,501.72 4,201.37 3,581.55 3,232.38 3,017.01
6.3% 9,541.58 5,514.12 4,214.74 3,595.84 3,247.54 3,032.97
6.35% 9,553.02 5,526.53 4,228.12 3,610.17 3,262.74 3,048.95
6.4% 9,564.48 5,538.95 4,241.54 3,624.52 3,277.96 3,064.98
6.45% 9,575.94 5,551.39 4,254.97 3,638.90 3,293.22 3,081.04
6.5% 9,587.41 5,563.85 4,268.43 3,653.31 3,308.52 3,097.13
6.55% 9,598.89 5,576.32 4,281.91 3,667.75 3,323.84 3,113.26
6.6% 9,610.38 5,588.81 4,295.41 3,682.21 3,339.20 3,129.43
6.65% 9,621.88 5,601.32 4,308.94 3,696.71 3,354.59 3,145.63
6.7% 9,633.38 5,613.84 4,322.48 3,711.23 3,370.01 3,161.86
6.75% 9,644.90 5,626.38 4,336.06 3,725.78 3,385.47 3,178.13
6.8% 9,656.42 5,638.94 4,349.65 3,740.36 3,400.95 3,194.43
6.85% 9,667.95 5,651.51 4,363.27 3,754.97 3,416.47 3,210.77
6.9% 9,679.49 5,664.09 4,376.91 3,769.61 3,432.02 3,227.14
6.95% 9,691.03 5,676.70 4,390.57 3,784.27 3,447.60 3,243.54
7% 9,702.59 5,689.32 4,404.26 3,798.96 3,463.22 3,259.98
7.05% 9,714.15 5,701.95 4,417.97 3,813.68 3,478.86 3,276.45
7.1% 9,725.72 5,714.60 4,431.70 3,828.43 3,494.54 3,292.96
7.15% 9,737.30 5,727.27 4,445.45 3,843.21 3,510.25 3,309.49
7.2% 9,748.89 5,739.95 4,459.23 3,858.01 3,525.98 3,326.06
7.25% 9,760.49 5,752.65 4,473.03 3,872.84 3,541.75 3,342.66
7.3% 9,772.09 5,765.37 4,486.85 3,887.70 3,557.55 3,359.30
7.35% 9,783.71 5,778.10 4,500.69 3,902.59 3,573.38 3,375.96
7.4% 9,795.33 5,790.84 4,514.56 3,917.50 3,589.24 3,392.66
7.45% 9,806.96 5,803.61 4,528.45 3,932.44 3,605.14 3,409.39
7.5% 9,818.59 5,816.39 4,542.36 3,947.41 3,621.06 3,426.15
7.55% 9,830.24 5,829.18 4,556.29 3,962.40 3,637.01 3,442.94
7.6% 9,841.90 5,841.99 4,570.25 3,977.42 3,652.99 3,459.77
7.65% 9,853.56 5,854.82 4,584.23 3,992.47 3,669.00 3,476.62
7.7% 9,865.23 5,867.66 4,598.23 4,007.55 3,685.04 3,493.50
7.75% 9,876.91 5,880.52 4,612.25 4,022.65 3,701.11 3,510.42
7.8% 9,888.60 5,893.40 4,626.30 4,037.78 3,717.21 3,527.37
7.85% 9,900.29 5,906.29 4,640.36 4,052.93 3,733.34 3,544.34
7.9% 9,912.00 5,919.19 4,654.45 4,068.11 3,749.50 3,561.35
7.95% 9,923.71 5,932.11 4,668.56 4,083.32 3,765.68 3,578.38
8% 9,935.43 5,945.05 4,682.70 4,098.56 3,781.90 3,595.45
8.05% 9,947.16 5,958.01 4,696.85 4,113.82 3,798.14 3,612.54
8.1% 9,958.90 5,970.98 4,711.03 4,129.10 3,814.42 3,629.66
8.15% 9,970.65 5,983.96 4,725.23 4,144.42 3,830.72 3,646.82
8.2% 9,982.40 5,996.96 4,739.45 4,159.76 3,847.05 3,664.00
8.25% 9,994.16 6,009.98 4,753.69 4,175.12 3,863.41 3,681.21
8.3% 10,005.93 6,023.01 4,767.95 4,190.51 3,879.79 3,698.44
8.35% 10,017.71 6,036.06 4,782.24 4,205.93 3,896.21 3,715.71
8.4% 10,029.50 6,049.12 4,796.54 4,221.37 3,912.65 3,733.00
8.45% 10,041.30 6,062.20 4,810.87 4,236.84 3,929.12 3,750.33
8.5% 10,053.10 6,075.30 4,825.22 4,252.33 3,945.61 3,767.68